For 2026, within Union-Park county of Orange, FL, the FHA loan limits are outlined as follows: the limit is $356,362 for a single-family residence, $456,275 for homes with 2-units, reaches $551,500 for those with 3-units, and caps at $685,400 for properties with 4-units.
As for conventional loans, the maximum limit for a single-family home is $548,250. For 2-unit homes, this extends to $702,000, rises to $848,500 for 3-unit homes, and for 4-units, the limit goes up to $1,054,500.
Our FHA calculator is an invaluable tool for discovering today's most competitive FHA rates and for determining required down payment, necessary income, credit, reserves, and suitable documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms against an array of other loan programs. Take an in-depth look at FHA alongside Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly aggregates loan program data from thousands of sources, providing comparisons that align with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Union-Park county of Orange, FL, offers detailed comparisons for maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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