As of 2026, the FHA loan limits in Atlantic-Beach of Duval, FL, are structured as follows: a single-family home is capped at $388,700, for two-unit homes the limit is $497,600, for three units it is $601,500, and for four-unit properties, the maximum is $747,500.
In terms of conventional loans, the maximum amount for a single-family residence is $548,250, with the limit for two units set at $702,000, for three units at $848,500, and for four-unit buildings, it reaches $1,054,500.
Use our FHA calculator to access the optimal FHA rates available today and to determine necessary factors such as downpayment, income requirements, credit scores, reserves, and essential documentation for qualification.
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The Lendersa® calculator offers a broad comparison of FHA loan rates and terms alongside those of different programs. Examine options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison to FHA offerings.
By collecting extensive loan program data from thousands of lenders, Lendersa® efficiently matches this information to fit your specific financial profile and needs.
Within the Loan Limits Comparison Table for 2026 in Atlantic-Beach, Duval, FL, you will find a detailed overview comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for assessing qualification requirements like income, reserves, and credit, ensuring an informed financial decision-making process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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