In 2026, FHA loan limits in Neptune-Beach county of Duval, FL, are $388,700 for a single-family home, rising to $497,600 for 2-units, $601,500 for 3-units, and $747,500 for 4-units.
The maximum for conventional loans on a single-family residence is $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to check today’s best FHA rates and calculate downpayment, income, credit, reserves, and document needs to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with all other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers data from thousands of lenders and efficiently matches it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Neptune-Beach county of Duval, FL, shows loan maximums for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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