In 2026, FHA loan limits for Boynton-Beach county in Palm Beach, FL, stand at $402,500 for a single-family home, increasing to $515,250 for 2-unit properties, $622,850 for 3-unit residences, and $774,050 for 4-units.
For conventional loans on single-family homes, the max is $548,250, rising to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize the FHA calculator to explore today's best FHA rates and determine necessary qualification needs, such as downpayment, income, credit, reserves, and documents.
Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Look into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as well as FHA.
Leveraging data from thousands of lenders, Lendersa® matches it efficiently with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Boynton-Beach county, Palm Beach, FL contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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