In the year 2026, the FHA loan limit for Lantana county in Palm Beach, FL, is $557,750 for single-family homes. For 2-unit properties, it is $714,000, for 3-units the limit rises to $863,100, and reaches $1,072,600 for 4-unit properties.
The peak loan amount for conventional loans on a single-family home is $726,200. For 2-unit homes, this amount is set at $929,850, for 3-units it climbs to $1,123,900, and for 4-units, it is capped at $1,396,800.
Utilize our FHA calculator to identify the most competitive FHA rates today, and determine key requirements like down payment, income, credit, reserves, plus the necessary documentation for qualification.
The Lendersa® calculator allows comparisons between FHA rates and terms and those of various other loan programs. Study and compare FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly collates loan program data from a vast number of lenders, providing analysis based on your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table in Lantana county, Palm Beach, FL, offers a detailed comparison of FHA against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To examine qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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