In 2026, FHA loan limits for properties in San-Castle county, Palm Beach, FL are outlined as follows: For a single-family residence, the limit is $402,500. For homes with two units, it is $515,250, for three-unit buildings, the limit is $622,850, and for those with four units, it is $774,050.
Conventional loans have maximum amounts set at $548,250 for a single-family house. The limits expand to $702,000 for two-unit homes, $848,500 for three-units, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to explore the best FHA rates available today and assess the necessary conditions such as downpayment, income level, credit score, reserves, and required documentation for loan qualification.
With the Lendersa® calculator, you can effectively compare FHA rates and terms with those of other available loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently aggregates loan program information from a comprehensive range of lenders, matching the data to your unique financial profile and personal requirements.
In 2026, the Loan Limits Comparison Table for San-Castle county, Palm Beach, FL, presents a detailed examination of maximum allowable loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed insight into qualification requirements — encompassing income, reserves, and credit — the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is a valuable resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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