In the year 2026, the FHA loan limit in Broward, Cooper-City, FL, is $402,500 for single-family homes. For properties with two units, the limit reaches $515,250, for three units it is $622,850, and four-unit homes can have a cap of $774,050.
For conventional loans, the maximum allowable on a single-family residence is $548,250. For two-unit houses, it reaches $702,000, three-unit homes are assigned $848,500, and for four-units, the limit is $1,054,500.
Utilize our FHA calculator for today’s optimal FHA rates, enabling you to compute necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator offers the ability to compare FHA rate and terms alongside those of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive comparison landscape.
Lendersa® gathers loan program data from a wide network of lenders, immediately evaluating it against your specific financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Cooper-City, Broward, FL, helps you examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification details such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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