In 2026, the FHA loan limits in Volusia, located in DeLand, FL, stand at $472,030 for single-family homes. For duplex properties, the limit is $604,400, while for three-unit homes, it is set at $730,525, and for four-unit residences, it reaches $907,900.
Concerning conventional loans, the highest amount available for a single-family residence is $726,200. Two-unit properties have a limit of $929,850, three-unit homes are capped at $1,123,900, and four-unit properties have a maximum of $1,396,800.
Use our FHA calculator to uncover today’s top FHA rates and calculate the required downpayment, income, credit, reserves, and necessary documentation for qualifying.
The Lendersa® calculator allows you to assess FHA rates and terms alongside those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, perfect for detailed comparison.
Lendersa® accesses extensive loan program data from numerous lenders, quickly matching it against your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for DeLand in Volusia, FL showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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