In the year 2026, the FHA loan limits within Daytona-Beach county in Volusia, FL are as follows: $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-plex properties.
For conventional loans, the maximum allowed is $548,250 for a single-unit dwelling, rising to $702,000 for properties with two units, $848,500 for three units, and $1,054,500 for four-unit properties.
Our FHA calculator can help you find today’s best FHA rates and determine factors like downpayment, required income, credit score, reserves, as well as documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Investigate and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Utilizing data from thousands of lenders, Lendersa® quickly matches loan programs to your distinct financial needs and profile.
Our Loan Limits Comparison Table for 2026 in Daytona-Beach, located in Volusia, FL, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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