In 2025, the FHA loan limits in Indian River county, Florida-Ridge, FL are as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit places.
For conventional loans, the upper limits reach $548,250 for a single-family residence, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for quadro-plexes.
Use our FHA calculator to discover the most competitive FHA rates today and to figure out what downpayment, income, credit assessment, reserves, and documents are required for qualification.
Lendersa® calculator helps you compare FHA rates with those of all other loan options. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® pulls loan programs from thousands of lenders and rapidly aligns them with your specific financial situation and needs.
The Loan Limits Comparison Table for 2025 in Florida-Ridge, Indian River, FL allows you to weigh FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
