In 2026, FHA loan limits in Fort-Pierce-North county of St. Lucie, FL are set at $381,800 for a single-family home, $488,750 for properties with two units, $590,800 for three units, and $734,250 for four-unit structures.
The maximum conventional loan amounts are $548,250 for a single-family house, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to find today’s best FHA rates and identify the necessary downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator helps you compare FHA rates and terms alongside other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® aggregates data from thousands of lenders and matches it quickly to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fort-Pierce-North county, St. Lucie, FL, presents maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $381,800 | $488,750 | $590,800 | $734,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,400 | $305,400 | $305,400 | $305,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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