For 2026, the FHA loan limits in Green-Cove-Springs county, Clay, FL, are as follows: $388,700 for a single-family home, $497,600 for two-unit residences, $601,500 for three-unit buildings, and $747,500 for four-unit structures.
The conventional loan maximums for a single-family house are $548,250. For two-unit homes, it is $702,000; for triplexes, $848,500; and for four-unit properties, it extends to $1,054,500.
Utilize our FHA calculator to uncover today's premier FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator lets you effectively compare FHA rates and terms with those of other loan programs. Assess and explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA options.
Drawing from thousands of lenders, Lendersa® swiftly matches loan program data against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Green-Cove-Springs county, Clay, FL, showcases maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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