In 2026, the FHA loan limit for World-Golf-Village county in St. Johns, FL, is set at $388,700 for single-family homes. It progresses to $497,600 for 2-unit properties, $601,500 for 3-units, and reaches $747,500 for 4-units.
The maximum amount for conventional loans on a single-family dwelling is $548,250. For 2-units, it is $702,000, for 3-units it's $848,500, and for 4-units it reaches $1,054,500.
Try our FHA calculator to view today’s best FHA rates and determine the requirements needed, including downpayment, income, credit, reserves, and necessary documents, to qualify.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
With data from countless lenders, Lendersa® swiftly aligns it with your unique financial profile to provide an optimal match.
The Loan Limits Comparison Table for 2026 in World-Golf-Village county, St. Johns, FL, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To analyze qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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