In 2026, the FHA loan limits for Indian-Rocks-Beach county in Pinellas, FL are $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximums for conventional loans are $548,250 for single-family residences, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to view current FHA rates and calculate required downpayment, income, credit score, reserves, and documents for qualification.
Use the Lendersa® calculator to match FHA rates and terms with those from other loan products. Explore choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® swiftly compiles data from numerous lenders to align with your financial profile and requirements.
In Indian-Rocks-Beach county of Pinellas, FL, the 2026 Loan Limits Comparison Table lets you see limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Compare qualification needs such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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