For 2026, the FHA loan limits set for Juno-Beach county, Palm Beach, FL are: $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.
The maximum for conventional loans stands at $548,250 for a single-family residence, advancing to $702,000 for two units, $848,500 for three units, and $1,054,500 for residences with four units.
Utilize our FHA calculator to explore today's best FHA rates and evaluate the downpayment, income, credit status, reserves, and necessary documents for qualification.
Lendersa® calculator aids in comparing FHA rates & terms with all other loan programs available. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Drawing from thousands of lenders, Lendersa® rapidly fetches loan data, aligning it with your unique financial profile and needs.
See the Loan Limits Comparison Table for 2026 in Juno-Beach county, Palm Beach, FL, which contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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