For 2026, in the county of Palm Beach within North-Palm-Beach, FL, FHA loan limits are set at $402,500 for a single-family home, $515,250 for two-unit residences, $622,850 for three units, and $774,050 for four-unit buildings.
Conventional loan limits for a single-family residence are $548,250, $702,000 for homes with two units, $848,500 for three units, and $1,054,500 for properties with four units.
Use our FHA calculator to explore today’s top FHA rates and calculate the necessary downpayment, income requirements, credit score, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA loan rates and terms against other available programs. Investigate the details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® procures loan program data from thousands of lenders, and provides a rapid comparison tailored to your financial profile and specific needs.
The 2026 Loan Limits Comparison Table for North-Palm-Beach, part of Palm Beach, FL, presents a complete view of maximum lending amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth assessment of qualification requirements such as income, reserves, and credit scores, helping ensure informed decisions throughout your loan exploration.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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