During 2026, the FHA loan limits in the county of Palm Beach, located in Riviera-Beach, FL, are $402,500 for single-family homes, $515,250 for properties with two units, $622,850 for three-unit residences, and $774,050 for four-unit buildings.
The maximum loan values for conventional loans are $548,250 for a single-family dwelling, $702,000 for two-unit houses, $848,500 for three-unit properties, and $1,054,500 for those with four units.
Utilize our FHA calculator to discover today's top FHA rates and calculate the necessary downpayment, essential income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with all other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, facilitating comprehensive exploration and comparison.
Lendersa® gathers expansive data from thousands of lenders, enabling quick comparisons matching your specific financial details and requirements.
The Loan Limits Comparison Table for 2026 in Riviera-Beach of Palm Beach, FL provides comparisons for maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification metrics like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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