For 2026, the FHA loan limits in Town-'n'-Country county of Hillsborough, FL stand at $356,362 for a single-family home, reaching $456,275 for properties with 2 units, $551,500 for residences with 3 units, and capping at $685,400 for 4 units.
The maximum mortgage amount for conventional loans on a single-family residence is $548,250. It escalates to $702,000 for 2-unit homes, increases to $848,500 for properties with 3 units, and tops at $1,054,500 for 4-unit homes.
Use our FHA calculator to explore today's best FHA rates and ascertain necessary qualifications such as downpayment, income, credit score, reserves, and documentation required for approval.
Explore and compare loan offerings from a network of 100 lenders
Use the Lendersa® calculator to assess FHA rates and terms against those of various other loan programs. Explore possibilities like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options along with FHA.
Lendersa® aggregates comprehensive loan program data from a vast number of lenders, efficiently tailoring comparisons to suit your unique financial profile and objectives.
The Loan Limits Comparison Table for 2026 in Town-'n'-Country county, located in Hillsborough, FL, delivers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
