For 2026, the FHA loan limits in Town-'n'-Country county of Hillsborough, FL stand at $356,362 for a single-family home, reaching $456,275 for properties with 2 units, $551,500 for residences with 3 units, and capping at $685,400 for 4 units.
The maximum mortgage amount for conventional loans on a single-family residence is $548,250. It escalates to $702,000 for 2-unit homes, increases to $848,500 for properties with 3 units, and tops at $1,054,500 for 4-unit homes.
Use our FHA calculator to explore today's best FHA rates and ascertain necessary qualifications such as downpayment, income, credit score, reserves, and documentation required for approval.
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Use the Lendersa® calculator to assess FHA rates and terms against those of various other loan programs. Explore possibilities like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options along with FHA.
Lendersa® aggregates comprehensive loan program data from a vast number of lenders, efficiently tailoring comparisons to suit your unique financial profile and objectives.
The Loan Limits Comparison Table for 2026 in Town-'n'-Country county, located in Hillsborough, FL, delivers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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