For the year 2026, the FHA loan thresholds in Lely-Resort county, part of Collier, FL, are as follows: $460,000 for single-family homes; $588,850 for properties with two units; $711,800 for three-unit residences; and $884,600 for four-unit homes.
The highest amount available for conventional loans on a single-family residence is $548,250. For two-unit properties, the limit is $702,000, while for three-units it's $848,500; four-unit properties can access up to $1,054,500.
Leverage our FHA calculator to view the top FHA rates today and determine necessary qualifications such as down payment, income, credit, reserves, and documentation.
The Lendersa® calculator allows for a comparative analysis of FHA rates and terms against various other loan programs. You can explore and study options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering loan program details from thousands of lenders, Lendersa® matches these quickly to your distinct financial profile and requirements.
During 2026, in the county of Collier within Lely-Resort, FL, the Loan Limits Comparison Table reviews the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To compare qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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