As of 2026, FHA loan limits in Marco-Island county, Collier, FL are $460,000 for single-family homes, increasing to $588,850 for 2-units, $711,800 for 3-units, and $884,600 for 4-units.
The maximum amounts of conventional loans are $548,250 for a single-family, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to check today’s leading FHA rates and find out about the required downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator offers a comparison of FHA rates and terms with those of other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides data from thousands of lenders, ensuring a quick match with your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Marco-Island county, Collier, FL for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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