In 2026, the FHA loan limits for Melbourne county, part of Brevard, FL, are established as $472,030 for a single-family home, increasing to $604,400 for 2-units, $730,525 for 3-units, and reaching $907,900 for homes with 4 units.
The maximum loan amount for conventional loans on single-family residences is $726,200. For properties with 2 units, the limit increases to $929,850, goes up to $1,123,900 for those with 3 units, and hits $1,396,800 for 4-units.
Utilize our FHA calculator to determine today's leading FHA rates and assess necessary qualifying criteria like downpayment, income, credit score, reserves, and documentation needed for eligibility.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs. It allows for thorough assessment and comparison of options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® aggregates comprehensive loan program data from numerous lenders, rapidly aligning this information with your specific financial profile and needs for optimal loan matching.
The Loan Limits Comparison Table for 2026 within Melbourne county of Brevard, FL, offers a comprehensive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For thorough evaluation of qualification requirements like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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