In 2026, the FHA loan limit in West-Melbourne county, Brevard, FL, is set at $356,362 for single-family homes, $456,275 for two-unit residences, $551,500 for three-unit buildings, and $685,400 for four-unit structures.
Conventional loan limits reach $548,250 for single-family homes, $702,000 for dual-unit properties, $848,500 for three-units, and $1,054,500 for four-units.
Utilize our FHA calculator to check today's top FHA rates and understand the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to examine FHA rates and conditions against other loan types. Investigate and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects loan data from numerous lenders and quickly matches it to your financial situation and needs.
Compare loan limits for 2026 in West-Melbourne, Brevard, FL: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit requirements effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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