2026 FHA Loan Limits for Micco, Brevard County, Florida

During 2026, the FHA loan limits for Micco county, located in Brevard, FL, are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit structures.

The highest amounts for conventional loans on a single-family residence are $726,200. For duplexes, the cap reaches $929,850, for triplexes it rises to $1,123,900, and for quadplexes, it extends to $1,396,800.

Utilize our FHA calculator to access today’s best FHA rates, calculating the downpayment, required income, credit, reserves, and necessary documents needed for qualification.

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Explore loan opportunities in Micco, FL

The Lendersa® calculator empowers you to compare FHA rates and terms with those of other loans. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® pulls data from thousands of lenders, providing a rapid comparison matched to your unique financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Micco county, Brevard, FL illustrates maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification needs like income, reserves, and credit.

Loan limits Micco county of Brevard, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Micco FHA Lenders

  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • Lends in Florida
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates

  • Nationwide Quick Loan, Corp
  • 291 Awin Cir. SE, Palm Bay, FL, 32909
  • Lends in Florida
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Harmony Mortgage Inc
  • 6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Firehouse Mortgage Products
  • 970 ATZ Road, Malabar, FL, 32950
  • Lends in Florida
  • Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval

  • Marine Bank & Trust
  • 571 Beachland Blvd, Vero Beach, FL, 32963
  • Lends in Florida
  • Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.

  • Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
  • 10 S Harbor City Blvd, Melbourne, FL, 32901
  • Lends in Florida
  • Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.

  • Obsidian Financial Services
  • 907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901
  • Lends in Florida
  • "Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator.
    "

  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Lends in Florida
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.

  • Absolute Mortgage Solutions LLC
  • 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
  • Lends in Florida
  • Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.

  • Kendall Mortgage Corporation
  • 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
  • Lends in Florida
  • Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.