In 2026, FHA loan limits for Malabar county in Brevard, FL, are as established: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for homes with three units, and $907,900 for four-unit structures.
Conventional loan maximums are set at $726,200 for single-family homes, rising to $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Use our FHA calculator to discover today’s optimal FHA rates and determine your necessary downpayment, income levels, credit score, reserves, and the documents required to qualify.
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The Lendersa® calculator is designed to facilitate a comparison between FHA rates and terms with those from a broad spectrum of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
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For 2026, the Loan Limits Comparison Table for Malabar county, Brevard, FL, provides a detailed view of maximum loan amounts across various options, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine qualifying factors like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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