2023 FHA (Government Loans) Limits for Palm-Bay, Brevard County, Florida

In 2025, FHA loan limit in Palm-Bay county of Brevard, Florida is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Palm-Bay county of Brevard, Florida compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Palm-Bay county of Brevard, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
  • fiber.mortgage
  • 1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259
  • Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
  • Drummond Community Bank
  • 16449 SW Archer Road, Archer, FL, 32618
  • Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
  • First Coast Mortgage Funding
  • 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
  • First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
  • ATLANTIC TRUST MORTGAGE CORPORATION
  • 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
  • Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
  • SMART HOME LOANS, LLC
  • 488 Parkbluff Cir, Ponte Vedra, FL, 32081
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
  • PierPoint Mortgage
  • 13727 SW 152nd St #782, Miami, FL, 33177
  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
  • E&H Mortgage Processing LLC
  • 9863 SW 184th St., Miami, FL, 33157
  • E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately