In 2026, the FHA loan limits for the county of Brevard in Palm-Bay, FL are $356,362 for a single-family home. For two units, the limit is $456,275; for three-unit dwellings, it's $551,500, and for four units, the maximum is $685,400.
The highest loan amount permissible for conventional loans on a single-family house is $548,250. For duplexes, it extends to $702,000; for triplexes, the cap is $848,500, and for four-plexes, it reaches $1,054,500.
Use our FHA calculator to access today's optimal FHA rates and determine the necessary downpayment, income, credit, reserves, and documents to meet qualification standards.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan programs. This includes conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a broad comparison.
The Lendersa® tool aggregates loan program data from an extensive number of lenders and promptly matches it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Palm-Bay county of Brevard, FL allows you to compare maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financing. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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