As of 2025, the FHA loan limits within Lake county, in Mount-Plymouth, FL, are set as follows: $356,362 for a single-family home, $456,275 for 2-unit dwellings, $551,500 for 3-unit properties, and $685,400 for 4-unit setups.
Regarding conventional loans, the maximum limits are established at $548,250 for a single-family residence, $702,000 for a 2-unit property, $848,500 for 3-units, and $1,054,500 for 4-unit buildings.
Utilize our FHA calculator to access today’s top FHA rates while calculating the necessary downpayment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator facilitates comprehensive comparisons of FHA rates and conditions against a spectrum of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly compiles and analyzes loan data from thousands of lenders, aligning it against your specific financial profile and needs efficiently.
For 2025, the Loan Limits Comparison Table in Mount-Plymouth county of Lake, FL, offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money options. To assess qualification prerequisites such as income, reserves, and credit, explore the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
