2026 FHA (Government Loans) Limits for Zellwood, Orange County, Florida

In 2026, the FHA loan limits for Zellwood county, located in Orange, FL, are set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit buildings.

The highest amounts for conventional loans on a single-family residence are $726,200. For two-unit properties, they are set at $929,850, for three units at $1,123,900, and for four units at $1,396,800.

Use our FHA calculator to discover today’s top FHA rates and determine necessary downpayment, income, credit, reserves, and documents required for qualification.

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The Lendersa® calculator is an effective tool for comparing FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers comprehensive data from thousands of lenders, rapidly aligning it with your personal financial profile and needs.

The 2026 Loan Limits Comparison Table for Zellwood county in Orange, FL, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Zellwood county of Orange, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • SIMPLE HOME LOANS INC
  • 5801 NW 151 St Suite 306, Hialeah, FL, 33014
  • Lends in Florida
  • Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.

  • JetStream Federal Credit Union
  • 15420 NW 77 Court, Miami Lakes, FL, 33016
  • Lends in Florida
  • JetStream Federal Credit Union has provided quality financial services to its members, earning a reputation of excellence and achievement. JetStream Federal Credit Union; a low income designated credit union with 75% of our members in Miami Dade County and Puerto Rico residing in low income zip codes.

  • LTR Capital Partners
  • 2300 West 84th Street, Suite 404, Hialeah, FL, 33016
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Elite Lending LLC
  • 14750 Northwest 77th Court, Suite 205, Miami Lakes, FL, 33016
  • Lends in Florida
  • At Elite Lending, we pride ourselves on being innovative, efficient, and accountable. Our goal is to provide our clients with the most efficient and stress-free loan process experience. We achieve this goal through our knowledgeable staff combined with our innovative technology. Throughout the process,

  • MoneyOne Corporation
  • 7900 Oak Lane, Suite 400, Hialeah, FL, 33016
  • Lends in Florida
  • "Directly involved in the Real Estate and Financial industry, in 1996 Mr. Martinez founded MoneyOne Mortgage which during the mid 2000 and licensed in 5 Stated the company’s funding yearly volume rose to over $70 million with 13 MoneyOne Realty franchise offices.
    In the early days, shortly after College, Frank started his own Advertising"

  • EquiMortgage Bankers Corp
  • 14062 Northwest 82nd Avenue, Miami Lakes, FL, 33016
  • Lends in Florida
  • The EquiMortgage Bankers, Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • MaraiD Lending Group
  • 7900 Oak Lane Suit 400, Miami Lakes, FL, 33016
  • Lends in Florida
  • MARAID LENDING LLC Help Clients Finance their Dream Homes. We do Residential, Commercial Loans and Private Lending. We have the lowest closing costs and interest rate. Our priority is to be the premier mortgage service provider in the mortgage industry. Y para un mejor servicio hablamos español.

  • MCM Capital Solutions
  • 14100 Palmetto Frontage Road, Suite 304, Miami Lakes, FL, 33016
  • Lends in Florida
  • MCM Capital Solutions is a Direct Mortgage Lender that has been in in the industry since 1998. MCM has a suite of loan products at our disposal and can have one of our licensed sales representatives walk you through each one to ensure you are utilizing the best product for your real estate needs.

  • American Bancshares Mortgage, LLC
  • 14261 Commerce Way Suite 100, Miami Lakes, FL, 33016
  • Lends in Florida
  • American Bancshares Mortgage, Miami Lakes, FL, founded in 1995 as a mortgage banking firm. Company originates residential mortgage loans through retail branchess located througout the Sourtheast US. We are a Fannie Mae Seller/Servicer, FHA Direct Endorsed, VA Automatic, USDA lender.