In 2026, within New-Port-Richey-East county of Pasco, FL, the FHA loan limit is $356,362 for a single-family home. For 2-unit properties, it is $456,275, for 3-units the limit stands at $551,500, and for 4-units, it is $685,400.
For conventional loans, the highest possible amount for a single-family home is $548,250. For 2-units, it is $702,000, increasing to $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to identify today’s top FHA rates and calculate necessary downpayment, required income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare rates and terms of FHA loans with other loan types. Examine options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA.
Lendersa® quickly gathers loan data from thousands of lenders, tailoring comparisons to fit your particular financial situation.
Our Loan Limits Comparison Table for 2026 in New-Port-Richey-East county, Pasco, FL, offers a comprehensive view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an analysis of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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