2025 FHA (Government Loans) Limits for River-Ridge, Pasco County, Florida

In 2025, the FHA loan limits for River-Ridge county, Pasco, FL are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

Conventional loans for a single-family residence max out at $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to find today's best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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Review Your Loan Options in River-Ridge, FL

With the Lendersa® calculator, compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in River-Ridge county, Pasco, FL, allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits River-Ridge county of Pasco, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • MORTGAGES R US INC
  • 6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
  • Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
  • Spark Mortgage Advisors LLC
  • 520 S Dixie Hwy, Suite 215, Hallandale, FL, 33009
  • Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
  • RK Mortgage Group - Sunny Isles Beach
  • 800 SE 4th Ave Suite 139, Hallandale, FL, 33009
  • RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
  • Clear2Close Home Loans
  • 1001 N Federal Hwy #342, Hallandale, FL, 33009
  • Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before
  • RBI Mortgages
  • 1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
  • RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
  • Southern States Mortgage Inc
  • 9302 Southwest 167th Court, Miami, FL, 33196
  • At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Real Property Mortgage
  • 8200 NW 41st Street, Suite 200, Doral, FL, 33166
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Florida Mortgage Capital Inc
  • 3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
  • "Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years. Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
  • Capital Prime Funding Corp
  • 8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
  • Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc