2025 FHA (Government Loans) Limits for River-Ridge, Pasco County, Florida

In 2025, the FHA loan limits for River-Ridge county, Pasco, FL are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

Conventional loans for a single-family residence max out at $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to find today's best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in River-Ridge county, Pasco, FL, allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits River-Ridge county of Pasco, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
  • Scott Capital Group
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  • Nutter Home Loans
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  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
  • Great Lakes Home Mortgage
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  • Starr Mortgage Company Inc
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  • Affinity Mortgage LLC
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  • First Fidelis
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  • Al Martinez Mortgage Broker, Huntley
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  • I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
  • Embassy Funding LLC
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  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.