2025 FHA (Government Loans) Limits for River-Ridge, Pasco County, Florida

In 2025, the FHA loan limits for River-Ridge county, Pasco, FL are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

Conventional loans for a single-family residence max out at $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to find today's best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

See loan offers from 100 lenders

Review Your Loan Options in River-Ridge, FL

With the Lendersa® calculator, compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates data from thousands of lenders and swiftly matches it to your financial profile and needs.

The Loan Limits Comparison Table for 2025 in River-Ridge county, Pasco, FL, allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits River-Ridge county of Pasco, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Just 1 Way
  • 1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
  • JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
  • The Mortgage Works Inc
  • 5502 North West Chapel Court, Port Saint Lucie, FL, 34986
  • The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Pelagic Mortgage Inc
  • 1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
  • Milo Lending Inc
  • PO Box 880231, Port Saint Lucie, FL, 34986
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
  • Carefree Mortgage
  • 1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker. Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
  • American Mortgage Corporation Inc
  • 5576 Hammock Isles Drive, Naples, FL, 34119
  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.