In the year 2026, the FHA loan ceilings in Port-Richey located within Pasco, FL, are as follows: $356,362 for single-family homes, $456,275 for properties with 2 units, $551,500 for 3-unit buildings, and $685,400 for 4-unit dwellings.
For conventional loans, the maximum lending limit on a single-family residence is set at $548,250. For duplexes, the limit is $702,000; for triplexes, it's $848,500; and for complexes with four units, it's capped at $1,054,500.
By employing our FHA calculator, you can explore the most favorable FHA rates available today. Additionally, you can calculate the necessary down payment, income level, credit score, reserves, and documentation requirements to qualify.
The Lendersa® calculator provides a thorough comparison of FHA rates and terms against other financial loan programs. Delve into a range of options, including conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money lending, alongside FHA options.
Drawing data from an extensive array of lenders, Lendersa® instantly matches this information with your individual financial requirements and profile, offering swift comparisons.
Our comprehensive Loan Limits Comparison Table for 2026 in Port-Richey county of Pasco, FL, allows comparison across multiple loan types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To look at qualification prerequisites like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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