In 2025, the FHA loan limits in Ormond-Beach county of Volusia, FL are defined at $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit residences.
For conventional loans, the maximum borrowing limit on a single-family dwelling is $548,250, changing to $702,000 for two-unit properties, $848,500 for three-unit structures, and $1,054,500 for four-unit buildings.
Use our FHA calculator to discover today’s best FHA rates and determine what downpayment, income, credit, reserves, and documents are required for qualification.
The Lendersa® calculator allows you to compare the rate and terms of FHA loans with those from other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Look into these alongside FHA loans.
Lendersa® gathers comprehensive data from thousands of lenders, efficiently matching it to your unique financial profile within seconds.
The Loan Limits Comparison Table for 2025 in Ormond-Beach county of Volusia, FL, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
