For 2026, the FHA loan limit in the county of Holly-Hill, FL, in Volusia is set at $356,362 for a single-family home. For properties with 2-units, the limit is $456,275, for 3-units it's $551,500, and for structures with 4-units, it is $685,400.
Conventional loan limits peak at $548,250 for a single-family residence. The limit increases to $702,000 for 2-units, $848,500 for 3-units, and goes up to $1,054,500 for homes with 4-units.
Utilize our FHA calculator to check today’s best FHA rates, and figure out the downpayment, income necessities, credit score criteria, reserves, and documents you will need to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loan programs. Evaluate and contrast FHA loans with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves loan data from thousands of lenders and aligns it with your specific financial needs and profile within seconds.
The Loan Limits Comparison Table for 2026 in Holly-Hill county of Volusia, FL, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification comparisons on income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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