In 2026, the FHA loan limits in the county of Volusia, located in South-Daytona, FL, are: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit properties, and $685,400 for four-unit buildings.
For conventional loans, the maximum for a single-family residence is $548,250. For two-unit homes, the limit is $702,000, rising to $848,500 for three units, and $1,054,500 for four-unit structures.
Use our FHA calculator to explore today’s top FHA rates and calculate the needed downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator provides comparisons of FHA loan rates and terms with those of other programs. Review Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans side-by-side with FHA offerings.
By acquiring data from thousands of lenders, Lendersa® quickly matches it to your unique financial profile and needs.
Our 2026 Loan Limits Comparison Table for South-Daytona, part of Volusia, FL, gives a detailed perspective on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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