In 2026, the FHA loan limits for Westgate county, located in Palm Beach, FL, are set as follows: $557,750 for single-family homes, $714,000 for duplexes, $863,100 for three-unit properties, and $1,072,600 for four-unit buildings.
For conventional loans, the maximum amount possible on a single-family house is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit homes, and goes up to $1,396,800 for properties with four units.
Utilize our FHA calculator to investigate the best FHA rates available today and calculate necessary down payments, income, credit, reserves, and documentation for qualifying.
The Lendersa® calculator allows you to effectively compare FHA rates and terms with all other available loan programs. Assess and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® swiftly gathers comprehensive loan data from thousands of lenders, providing a comparison tailored to your unique financial context and needs.
Check out the Loan Limits Comparison Table for 2026 in Westgate county of Palm Beach, FL, which includes a range of loans: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification criteria like Income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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