For 2026, the FHA loan limits in Shady-Hills county of Pasco, FL, are set at $356,362 for a single-family home. For 2-unit properties, it is $456,275. For 3-unit homes, the limit rises to $551,500, and for 4-units, it is $685,400.
The maximum for conventional loan amounts on single-family residences is $548,250. This extends to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Our FHA calculator lets you check today's best FHA rates, and assess the required down payment, income, credit score, reserves, and documents for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore comparisons among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® rapidly pulls data from thousands of lenders, providing comparisons tailored to your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Shady-Hills county within Pasco, FL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed comparisons of qualification requirements, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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