In 2026, the FHA loan limit for Hudson county, located in Pasco, FL, is $472,030 for single-family homes. For properties with 2 units, the limit is $604,400, it rises to $730,525 for 3-unit structures, and reaches $907,900 for 4-unit complexes.
The maximum amount available for conventional loans on a single-family home is $726,200. For 2-unit homes, the cap is $929,850, increases to $1,123,900 for those with 3 units, and peaks at $1,396,800 for 4-unit buildings.
Use our FHA calculator to check today’s top FHA rates and calculate the needed down payment, required income, credit level, reserves, and relevant documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from a range of other financial programs. Dive into a comparison of FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compiles loan program data from thousands of sources and aligns it with your specific financial profile within seconds.
For 2026, in Hudson county, Pasco, FL, our Loan Limits Comparison Table provides a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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