As of 2026, in South-Venice, located in the county of Sarasota, FL, the FHA loan limits are specified as follows: $356,362 for a single-family home, $456,275 for two-unit homes, $551,500 for three-unit properties, and $685,400 for four-unit buildings.
Regarding conventional loans, the maximum allowable for a single-family house is $548,250. For properties with two units, it's set at $702,000, increasing to $848,500 for three-unit structures, and for four-unit residences, it peaks at $1,054,500.
To explore today’s most competitive FHA rates, use our FHA calculator. It will help you determine the needed downpayment, income, credit score, reserves, and documents necessary to qualify for a loan successfully.
The Lendersa® calculator is a powerful tool for comparing FHA loan rates and terms with those of other loan programs. Evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By acquiring loan data from thousands of lenders, Lendersa® swiftly matches these offers to your financial profile and specific needs.
Our Loan Limits Comparison Table for 2026 within South-Venice, part of Sarasota, FL, provides a detailed analysis of maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs, such as income, reserves, and credit, ensuring a comprehensive understanding of your financial options.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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