In 2026, the FHA loan limits in Venice, found in Sarasota county, FL, are as follows: $506,000 for a single-family home, $647,750 for two-unit residences, $783,000 for three-unit properties, and $973,100 for four-unit dwellings.
Meanwhile, the maximum amount allowed for conventional loans on single-family homes is $726,200, with limits of $929,850 for two-units, $1,123,900 for three-units, and up to $1,396,800 for four-unit buildings.
Use our FHA calculator to access the latest top FHA rates and identify the necessary downpayment, income verification, credit score, reserves, and documentation for qualification.
The Lendersa® calculator offers a comprehensive tool to evaluate FHA rates and terms against those of other loan options. Consider and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Compiling data from a vast network of lenders, Lendersa® quickly matches loan programs to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Venice within Sarasota, FL, lets you assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications like income, reserves, and credit score, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $400,000 | $400,000 | $400,000 | $400,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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