In 2026, the FHA loan limits for Venice-Gardens county, Sarasota, FL are set at $356,362 for a single-family home, $456,275 for two-units, $551,500 for three-units, and $685,400 for four-units.
The maximum conventional loan amounts for a single-family residence are $548,250. For 2-units, the limit is $702,000; for 3-units, it is $848,500; and for 4-units, it extends to $1,054,500.
Use our FHA calculator to discover today’s best FHA rates, and determine the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with all other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive data from thousands of lenders and matches it with your unique financial profile and needs in seconds.
The Loan Limits Comparison Table for 2026 in Venice-Gardens county, Sarasota, FL displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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