2026 FHA Loan Limits for Starke, Bradford County, Florida

For 2026, the FHA loan limits in Starke, a county of Bradford, FL, are set at $472,030 for a single-family dwelling, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four units.

Conventional loans have maximum amounts of $726,200 for a single-family home, $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to view today’s top FHA rates and evaluate your needed downpayment, income, credit, reserves, and required documents.

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Assess your loan choices in Starke, FL

Through Lendersa®, compare FHA rates and terms with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

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The 2026 Loan Limits Comparison for Starke county, Bradford, FL lets you compare FHA and other loan maximums, including Conventional, Jumbo, USDA, VA, and more. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.

Loan limits Starke county of Bradford, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Starke FHA Lenders

  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Lends in Florida
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.

  • Tru-Fi Credit Union EHL
  • 602 S 6th St, Macclenny, FL, 32063
  • Lends in Florida
  • TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct

  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Lends in Florida
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry

  • The Digital Mortgage Guy
  • 14309 NW 159th Place, Alachua, FL, 32615
  • Lends in Florida
  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers

  • Alligator Mortgage Company
  • 2630-B NW 41st Street, Gainesville, FL, 32606
  • Lends in Florida
  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.

  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • Lends in Florida
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency

  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • Lends in Florida
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd Suitwe 404, Jacksonville, FL, 32223
  • Lends in Florida
  • Since 2000, North Star Mortgage Network has helped thousands of Florida homebuyers and homeowners find the right mortgage with honest advice, competitive rates, and personalized service. As an independent mortgage broker, we compare multiple lenders to find the best loan for your needs. Whether you're purchasing, refinancing, or investing, we're committed to making the mortgage process simple, transparent, and stress-free.

    • OneTrust Home Loans
    • 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
    • Lends in Florida
    • OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service

  • Jones Home Loan Mortgage LLC
  • 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan