2026 FHA (Government Loans) Limits for Starke, Bradford County, Florida

For 2026, the FHA loan limits in Starke, a county of Bradford, FL, are set at $472,030 for a single-family dwelling, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four units.

Conventional loans have maximum amounts of $726,200 for a single-family home, $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to view today’s top FHA rates and evaluate your needed downpayment, income, credit, reserves, and required documents.

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Assess your loan choices in Starke, FL

Through Lendersa®, compare FHA rates and terms with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

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The 2026 Loan Limits Comparison for Starke county, Bradford, FL lets you compare FHA and other loan maximums, including Conventional, Jumbo, USDA, VA, and more. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.

Loan limits Starke county of Bradford, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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