For 2026, FHA loan limits in Stock-Island county of Monroe, FL are defined as $608,350 for a single-family home, $778,800 for 2-units, $941,400 for 3-units, and $1,169,900 for 4-unit buildings.
The maximum allowable amounts for conventional loans on a single-family home are $608,350. For two-unit homes, the cap is $778,800; for three-units, $941,400; and for four-unit properties, $1,169,900.
Use our FHA calculator to find today’s best available FHA rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers and analyzes loan program data from thousands of lenders to match it to your financial profile.
The Loan Limits Comparison Table for 2026 in Stock-Island county of Monroe, FL displays potential maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) options. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications regarding income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $608,350 | $778,800 | $941,400 | $1,169,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $608,350 | $778,800 | $941,400 | $1,169,900 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $608,350 | $778,800 | $941,400 | $1,169,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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