In 2026, the FHA loan limits in Sugarmill-Woods county of Citrus, FL, are established at $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for quadplexes.
For conventional loans, the maximum amount for a single-family house is $548,250. For two-unit properties, the cap is $702,000, for three-unit structures, it is $848,500, and for four-units, the limit reaches $1,054,500.
Utilize our FHA calculator to explore today’s top FHA rates and calculate your downpayment, required income, credit score, reserves, and essential documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with those from other loan programs. Explore and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from a vast range of lenders, offering rapid comparisons with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Sugarmill-Woods county of Citrus, FL shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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