For the year 2026, FHA loan limits in Beverly-Hills county, located within Citrus, FL, are set as: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit residences.
The maximum loan amount for conventional loans is structured as follows: $548,250 for a single-family residence, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-unit homes.
Make use of our FHA calculator to discover today’s best FHA rates and calculate the required downpayment, income, credit score, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA loan rates and terms with other loan programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive loan program data from thousands of lenders, providing a quick comparison against your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Beverly-Hills county, Citrus, FL, helps you evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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