In 2026, the FHA loan limits in Homosassa-Springs, within the county of Citrus, FL, are as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum amounts for conventional loans are $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator helps you find today’s top FHA rates and calculate the necessary downpayment, income, credit score, reserves, and required documents for qualification.
Lendersa® calculator provides a comparison of FHA rates and terms with other loan programs. Evaluate alternatives such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
With data collected from thousands of lenders, Lendersa® quickly matches your financial profile and needs.
The 2026 Loan Limits Comparison Table for Homosassa-Springs, Citrus, FL, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. To analyze qualification needs like income, reserves, and credit score, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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