2025 FHA (Government Loans) Limits for Sweetwater, Miami-Dade County, Florida

During 2025, the FHA loan limits in Sweetwater county of Miami-Dade, FL are $557,750 for single-family homes, and $714,000, $863,100, $1,072,600 respectively for 2 to 4-unit properties.

Conventional loans cap at $726,200 for single-family, and for 2 to 4 units, they are $929,850, $1,123,900, $1,396,800 respectively.

Utilize our FHA calculator for current rates and figure out the downpayment, credit, reserves, and documentation needed for eligibility.

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2025 Loan Limits Table in Sweetwater county, Miami-Dade, FL includes FHA, Conventional, Jumbo, USDA, and more. For qualifications like income and credit, try Lendersa®'s Super Loan Integrated Qualifier.

Loan limits Sweetwater county of Miami-Dade, FL

SFR 2 Units 3 Units 4 Units
FHA $557,750 $714,000 $863,100 $1,072,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
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  • AXS Mortgage, LLC
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  • Faze One Funding Limited Liability Company
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