During 2026, the FHA loan limits in Sweetwater county of Miami-Dade, FL are $557,750 for single-family homes, and $714,000, $863,100, $1,072,600 respectively for 2 to 4-unit properties.
Conventional loans cap at $726,200 for single-family, and for 2 to 4 units, they are $929,850, $1,123,900, $1,396,800 respectively.
Utilize our FHA calculator for current rates and figure out the downpayment, credit, reserves, and documentation needed for eligibility.
With Lendersa®, compare FHA terms against other loan types like Conventional, Jumbo, VA, USDA, and more.
Lendersa® processes data from numerous lenders to match your unique financial profile in seconds.
2026 Loan Limits Table in Sweetwater county, Miami-Dade, FL includes FHA, Conventional, Jumbo, USDA, and more. For qualifications like income and credit, try Lendersa®'s Super Loan Integrated Qualifier.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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