In 2026, the FHA loan limits for the county of Miami-Dade in University-Park, FL, are $402,500 for single-family homes, $515,250 for two-unit properties, $622,850 for three-unit residences, and $774,050 for four-unit buildings.
Conventional loan maximums are $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three-unit structures, and $1,054,500 for four-unit properties.
To find today’s top FHA rates, use our FHA calculator to calculate downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a broadened understanding of your choices.
Lendersa® gathers data from thousands of lenders, efficiently aligning it with your financial profile and needs within moments.
Our Loan Limits Comparison Table for 2026 in University-Park, Miami-Dade, FL, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check specific qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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