During 2026, the FHA loan limits in Miami-Dade county, Coral-Terrace, FL, are established as follows: $402,500 for single-family homes, $515,250 for duplexes, $622,850 for triplexes, and $774,050 for quadruplexes.
The top amount permissible on conventional loans for a single-family property is $548,250, whereas it's $702,000 for two-unit dwellings, $848,500 for tri-unit homes, and $1,054,500 for four-unit houses.
Our FHA calculator is available for you to determine today's competitive FHA rates and to find out the necessary downpayment, income, credit standing, reserves, and documentation required for eligibility.
Conduct a comparison of loan proposals from an extensive network of 100 lenders.
With the assistance of the Lendersa® calculator, you are empowered to analyze and contrast FHA rates and terms with those found in other loan programs. Compare the nuances of Conventional loans, Jumbo financing, VA options, USDA loans, Non-QM variants, and hard money loans alongside FHA offerings.
Lendersa® collects loan program data from a multitude of lenders, matching this data to your unique financial conditions within seconds.
The comprehensive Loan Limits Comparison Table for 2026 available for Miami-Dade county, Coral-Terrace, FL allows you to efficiently compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo loans, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To adequately compare qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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