In 2026, the FHA loan limits for the county of Hillsborough in Thonotosassa, FL are $472,030 for a single-family house, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
Conventional loans have a ceiling of $726,200 for single-family residences, while two-unit structures have a limit of $929,850. For three-unit homes, the limit is $1,123,900, and for four units, the maximum is $1,396,800.
Utilize our FHA calculator to find current FHA rates. The tool also calculates downpayment, required income, credit standards, reserves, and necessary documents to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and loan terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
This resource derives data from thousands of lenders, providing comparative insights in mere seconds, tailored to your unique financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Thonotosassa, Hillsborough, FL offers an overview of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification criteria such as income, reserves, and credit with Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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