In the year 2026, the FHA loan limits for properties in West-Perrine county, within Miami-Dade, FL, are established as follows: for a single-family home, the limit is $402,500; for 2-unit buildings, it's $515,250; for 3-unit structures, the limit is $622,850; and for 4-unit residences, it reaches $774,050.
The ceiling for conventional loans on a single-family property is set at $548,250. As for multifamily residences, the limits are: $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit homes.
Take advantage of our FHA calculator to explore the best rates available today, and use it to determine your needed down payment, income, credit score, reserves, and necessary documentation for qualification.
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Utilize the Lendersa® calculator to systematically compare the rates and terms of FHA loans with those of other loan programs. Engage in a thorough exploration and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
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The Loan Limits Comparison Table for 2026 in West-Perrine county within Miami-Dade, FL, offers insights into the maximum loan amounts for various types of loans, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification criteria such as income, reserve funds, and credit scores with the help of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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