FHA Loan Limits for Winter-Garden, Orange County, FL in 2025

In 2025, for Winter-Garden county of Orange, FL, FHA loan limits are $356,362 for a single-family home, $456,275 for a two-unit property, $551,500 for three units, and $685,400 for four units.

The highest loan amounts for conventional loans on a single-family residence are $548,250, and $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to view today’s optimal FHA rates and see the required downpayment, income, credit, reserves, and necessary documents for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs. Evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well as FHA.

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The Loan Limits Comparison Table for 2025 in Winter-Garden county of Orange, FL helps in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.

Loan limits Winter-Garden county of Orange, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • AA South Florida Mortgage LLC
  • 13861 Plantation Rd #103, Fort Myers, FL, 33912
  • AA South Florida Mortgage brings a dynamic work ethic to their clients. Their practice of commitment and drive have brought them success time after time. Their dedication to making a transaction that is agreeable with you allows a smoother transition for your family. AA South Florida Mortgage is content to handle the worrisome details
  • Mortgage Warehouse
  • 13430 Parker Commons Blvd., Unit #103, Fort Myers, FL, 33912
  • Mortgage Warehouse - We are a mortgage lender that provides home loans to customers looking to purchase or refinance their home. We deliver great rates and service by handling the loan process from start to finish including underwriting and funding our loans. and also Rated A+ with the Better Business Bureau.
  • Elite Mortgage Source LLC
  • 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914
  • Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.
  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.
  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
  • First Bank
  • 300 E. Sugarland Highway, Clewiston, FL, 33440
  • First Bank is a branch office of First Bank. They provide the following services: Full Service Office Location and are located at 300 East Sugarland Highway in Clewiston Florida. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information.
  • JM Associates Federal Credit Union
  • 9987 Pritchard Road, Jacksonville, FL, 32219
  • JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
  • Keavy Group LLC
  • 15176 91st Terrace N, Jupiter, FL, 33478
  • Full Service Real Estate Brokerage & Mortgage Business. We help you buy & sell businesses. Buy and Sell Commercial & Residential Real Estate. On the Real Estate / Business side: A Realtor and Broker we've secured transactions- tiny to multi Million. We know numbers, because of our financing side. We find diamonds in the rough.
  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.