In 2026, for Winter-Garden county of Orange, FL, FHA loan limits are $356,362 for a single-family home, $456,275 for a two-unit property, $551,500 for three units, and $685,400 for four units.
The highest loan amounts for conventional loans on a single-family residence are $548,250, and $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to view today’s optimal FHA rates and see the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs. Evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well as FHA.
Lendersa® gathers data from thousands of lenders, quickly comparing it against your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Winter-Garden county of Orange, FL helps in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
